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There are plenty of people (a minority, but they still exist) whose lack of intelligence is going to put them at a serious disadvantage in making money.
If a lack of intelligence is combined with other disadvantages, then it might actually be almost impossible for some people to "think and grow rich".
Most/all people reading this blog are not going to be in this category, though. If you're bright enough to do that, you can learn to do anything.
People with strong self esteem are usually successful. (or is it the other way around.)
And sometimes some people get enouraged by some role model. Albert Einstein who was thought to be "mentally deficient" till his uncle restored his faith in himself comes to mind.
I am going to begin a chapter by chapter review of Think and Grow Rich, in the next day, on my blog, littleengineblog.blogspot.com. I hope you can join me. I think you'll have some great insights.