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brip blap

life, money and everything in between
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Credit cards don’t cause debt, people do

Started by Steve @ bripblap · 10 months ago

I have used credit cards my whole life. I have never carried a balance except by accident (when I did not receive a statement and forgot to ask why, for example). I think education at an early age is key to avoiding the mentality of thinking of credit as free money and instead [...] ... Continue reading »

2 comments

  • Great title! Lol.

    This is a really good idea - I got my first card in college (or university as we call it) and used & abused it to no end. Maybe if I had a bit of training with the thing in high school it might have worked out better.

    I'm definitely doing this with my son!

    Mike
  • I love my rewards cards too. I spend it on everything.

    I also got a Discover card with 0% interest for 12 months. I'm planning on keeping a balance on the card for the entire 12 month period. With the money I would have spent in place of the credit card, I will be placing it in a high yield savings account and in the stock market. My hope is that I earn interest in the 12 month period. On top of the rewards I get, this is a source of extra cash for just being financially responsible!

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