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guest post: how paying attention to your wallet can improve your financial outlook

Started by Steve @ bripblap · 10 months ago

The following guest post is from a commentator here at brip blap, Sheila.  She doesn’t have her own blog, so I can’t refer you to her site, but she’s got a nice bit of advice here!
Have you ever noticed that often the same topic will come up i ... Continue reading »

6 comments

  • Dollarfrugal

    1 year ago

    This is a great idea, but where do I keep business cards from my network? I have so many business cards in my wallet and I constantly find myself giving others copies of or numbers from business cards in my wallet. Any suggestions?
    reply
  • sheila

    1 year ago

    @Dollarfrugal : That is a really good point! My minimalist Jimi would certainly not be a good choice for you, as it does not have space for business cards.

    I used to carry a small business card folder with clear plastic sheets to fit three or four cards on each side of the page. I have also seen ones that are wallet sized, that hold up to about 40 or 50 cards. These styles, plus a good selection of others, can be found at:

    http://www.giftsforprofessionals.com/small-leat...

    It may take a while to find a wallet (and possibly another type of organizer) that is a good fit for you and that allows you to carry what the things you use every day. In my case, the search was well worth the effort.
    reply
  • Lazy Man

    1 year ago

    This might defeat the point, but I like the idea of the Jimi, but I need a little more. For instance, I need to carry two credit cards (one for 5% cash back on gas and grocery stores, and another for 3% at restaurants), ATM , Health Insurance military Id, driver's license. I'd also like to have AAA, but I guess I could keep that in the car. Costco would be nice to have as well. Safeway is a must as they don't have a key chain version. You get the idea.

    I think I could really use a Jimi with space for 6-7 cards - just a little bigger.
    reply
  • Sheila

    1 year ago

    @ Lazy Man: The Jimi works great for me, because I do not need to carry much, but it won't work for everyone.

    But even larger wallets are great -- so long as they are organized and you end up carrying only what you really need. It's the excess that bogs you down and creates clutter.

    A woman ahead of me in line at the grocery line the other day was having trouble finding her discount card, and her wallet was not huge -- it was just very disorganized and had lots of slips of paper in it (not money or cards). She appeared to be very stressed because she could not find the card and she knew she was holding up the line. When it was my turn to check out, I was able to locate my discount card quite easily, and I was out the door in a flash.

    But it isn't just the ease of use that I have noticed. Thinking back on my old wallet, I was a bit depressed looking at it because of the clutter and junk in it. When I look at my new wallet, I smile. What a difference!
    reply
  • Carol

    1 year ago

    Great topic.
    Just 1 more helpful thought: might be smart to photocopy the important contents of your wallet and put in a safe place at home in case it gets stolen or lost and you have to make calls to cancel cards, etc.
    reply
  • Sheila

    1 year ago

    Carol, that is a really good point!

    Jane Bryant Quinn recommends a "master file" folder for a summary of accounts and location of assets as part of a filing system in her book "Smart and Simple Financial Strategies for Busy People." A photocopy of wallet contents would be a good addition to this file, that way you would be able to know exactly what else you have lost, aside from the wallet and cash.
    reply

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