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But then again, the election featured in my dream---mostly people discussing who they were going to vote for, no candidates or anything.
I'd say start it and see where it goes! Thanks for including my article!
Thanks for the link - In your situation as a consultant I agree that a cash emergency fund is a good thing - bigger is probably better.
Interestingly enough the Canuck government announced last night (undoubtedly in response to my post) the creation of a new non-taxable account similar to your Roth 401k which removes a big part of my argument for not having a cash emergency fund since there will be no on-going tax drag with this new account.
Mike