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what is lending club?

Started by Steve @ bripblap · 10 months ago

Editor’s Note:  Since this post was written, Lending Club has stopped taking new loans…



You don’t talk about Lending Club.


You don’t talk about Lending Club.


When someone says stop, or goes limp, even if he&# ... Continue reading »

4 comments

  • SavingDiva

    1 year ago

    Love the picture of Brad Pitt. It brought a smile to my face. Then I was laughing out loud about your new term "ghettoized." While I wouldn't agree that P2P lending sites are "ghettoized," I'm happy that you used the term.

    Thanks for the shout out, the eye candy, and the new term.
    reply
  • Patrick

    1 year ago

    I think your assessment about Lending Club being more conservative than Prosper is spot on - that was my assessment as well. LC does not allow sub-prime personal loans either, which Prosper does.

    I also agree with your statement about only lending money you can afford to part with. The loans aren't guaranteed, so you want to hedge your bets.

    Overall, I think the P2P lending market shows promise, and over time I am investing small amounts of money there. Thanks for mentioning my articles! :)
    reply
  • Tom

    1 year ago

    Great review of Lending Club. I called their customer service once too and they were very helpful.
    reply
  • Brett @ Personal Loan Portfoli

    1 year ago

    I have liked Lending Club for how quick you can jump on the site and lend a few dollars and be off. You do not need to worry about being outbid by someone. You only have to consider that the loan might fund. That is why I only try to select loans already more than 50% funded. I posted my review of lending club some time ago, but the platform has made some improvements since that time.
    reply

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